{"id":1132,"date":"2025-10-24T13:57:44","date_gmt":"2025-10-24T06:57:44","guid":{"rendered":"https:\/\/tin-associates.com.vn\/?p=1132"},"modified":"2025-10-27T09:07:55","modified_gmt":"2025-10-27T02:07:55","slug":"ngan-hang-nha-nuoc-chi-dao-khan-lien-quan-viec-cho-vay-dat-coc-bat-dong-san-theo-hinh-thuc-van-ban-thoa-thuan","status":"publish","type":"post","link":"https:\/\/tin-associates.com.vn\/vi\/ngan-hang-nha-nuoc-chi-dao-khan-lien-quan-viec-cho-vay-dat-coc-bat-dong-san-theo-hinh-thuc-van-ban-thoa-thuan\/","title":{"rendered":"NG\u00c2N H\u00c0NG NH\u00c0 N\u01af\u1edaC CH\u1ec8 \u0110\u1ea0O KH\u1ea8N: LI\u00caN QUAN VI\u1ec6C CHO VAY \u0110\u1eb6T C\u1eccC B\u1ea4T \u0110\u1ed8NG S\u1ea2N THEO H\u00ccNH TH\u1ee8C V\u0102N B\u1ea2N TH\u1eceA THU\u1eacN"},"content":{"rendered":"<p style=\"text-align: justify;\">V\u00e0o ng\u00e0y 20\/10\/2025, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam Chi nh\u00e1nh Khu v\u1ef1c 2 (\u201c<strong><em>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/em><\/strong>\u201d) \u0111\u00e3 ban h\u00e0nh V\u0103n b\u1ea3n s\u1ed1 5553\/KV2-TTRA ph\u00e1t \u0111i c\u1ea3nh b\u00e1o \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u00ean \u0111\u1ecba b\u00e0n TP. H\u1ed3 Ch\u00ed Minh v\u00e0 t\u1ec9nh \u0110\u1ed3ng Nai, y\u00eau c\u1ea7u t\u1ea1m d\u1eebng vi\u1ec7c cho vay \u0111\u1ec3 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc b\u1ea5t \u0111\u1ed9ng s\u1ea3n theo c\u00e1c V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn (ho\u1eb7c h\u00ecnh th\u1ee9c t\u01b0\u01a1ng t\u1ef1) (\u201c<strong><em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em><\/strong>\u201d) gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi, ch\u1ee7 \u0111\u1ea7u t\u01b0.<\/p>\n<p style=\"text-align: justify;\">Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, th\u1eddi gian qua c\u01a1 quan n\u00e0y th\u01b0\u1eddng nh\u1eadn nhi\u1ec1u ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i c\u1ee7a c\u00f4ng d\u00e2n v\u1ec1 vi\u1ec7c ng\u00e2n h\u00e0ng cho vay v\u1edbi m\u1ee5c \u0111\u00edch thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc theo c\u00e1c <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em>. Vi\u1ec7c cho vay n\u00e0y ti\u1ec1m ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro ph\u00e1p l\u00fd, nguy c\u01a1 m\u1ea5t v\u1ed1n cho vay v\u00e0 d\u1eabn \u0111\u1ebfn tranh ch\u1ea5p k\u00e9o d\u00e0i.<\/p>\n<p style=\"text-align: justify;\">Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc d\u1eabn ch\u1ee9ng v\u1eeba qua T\u00f2a \u00e1n nh\u00e2n d\u00e2n Khu v\u1ef1c 7 TP. H\u1ed3 Ch\u00ed Minh \u0111\u00e3 ban h\u00e0nh b\u1ea3n \u00e1n (ch\u01b0a c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt), trong \u0111\u00f3 x\u00e1c \u0111\u1ecbnh n\u1ed9i dung c\u1ee7a <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em> n\u00e0y vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a lu\u1eadt v\u00e0 b\u1ecb tuy\u00ean v\u00f4 hi\u1ec7u theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 117 v\u00e0 \u0110i\u1ec1u 123 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015.<\/p>\n<p style=\"text-align: justify;\">B\u00ean c\u1ea1nh \u0111\u00f3, S\u1edf X\u00e2y d\u1ef1ng TP. H\u1ed3 Ch\u00ed Minh \u0111\u00e3 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh ng\u00e0y 07\/10\/2025 \u0111\u1ed1i v\u1edbi m\u1ed9t c\u00f4ng ty t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi v\u1ec1 h\u00e0nh vi kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n khi b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u00f3 ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh ho\u1eb7c kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p \u0111\u01b0a v\u00e0o kinh doanh theo quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn vi\u1ec7c c\u00f4ng ty t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi k\u00fd k\u1ebft V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n<p style=\"text-align: justify;\">Tr\u01b0\u1edbc \u0111\u00f3, S\u1edf X\u00e2y d\u1ef1ng t\u1ec9nh B\u00ecnh Thu\u1eadn (c\u0169) c\u0169ng t\u1eebng c\u00f3 V\u0103n b\u1ea3n s\u1ed1 962\/SXD-QLN&amp;PT\u0110T ng\u00e0y 14\/4\/2023, y\u00eau c\u1ea7u c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi kh\u00f4ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng ho\u1eb7c v\u1eadn d\u1ee5ng h\u00ecnh th\u1ee9c gi\u1eef ch\u1ed7, \u0111\u1eb7t ch\u1ed7, \u0111\u0103ng k\u00fd v\u1ecb tr\u00ed,\u2026 \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch.<\/p>\n<p style=\"text-align: justify;\">Khi <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em> tr\u00e1i v\u1edbi quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u00e0 b\u1ecb tuy\u00ean v\u00f4 hi\u1ec7u, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i s\u1ebd \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro ph\u00e1p l\u00fd trong vi\u1ec7c thu h\u1ed3i kho\u1ea3n n\u1ee3.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro v\u00e0 \u1ed5n \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u00ean \u0111\u1ecba b\u00e0n th\u1ef1c hi\u1ec7n \u0111\u1ed3ng b\u1ed9 m\u1ed9t s\u1ed1 bi\u1ec7n ph\u00e1p. Tr\u01b0\u1edbc h\u1ebft, c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n theo d\u00f5i ch\u1eb7t ch\u1ebd vi\u1ec7c x\u1eed l\u00fd, k\u1ebft lu\u1eadn c\u1ee7a T\u00f2a \u00e1n v\u00e0 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd li\u00ean quan \u0111\u1ebfn c\u00e1c <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn <\/em>\u0111\u1ec3 k\u1ecbp th\u1eddi x\u1eed l\u00fd v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 c\u1ee7a Ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i t\u1ea1m d\u1eebng ngay vi\u1ec7c cho vay ph\u1ee5c v\u1ee5 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc b\u1ea5t \u0111\u1ed9ng s\u1ea3n theo c\u00e1c <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em> cho \u0111\u1ebfn khi c\u00f3 k\u1ebft lu\u1eadn ch\u00ednh th\u1ee9c v\u1ec1 t\u00ednh ph\u00e1p l\u00fd c\u1ee7a giao d\u1ecbch.<\/p>\n<p style=\"text-align: justify;\">Th\u00f4ng qua n\u1ed9i dung v\u0103n b\u1ea3n n\u00eau tr\u00ean, c\u00f3 th\u1ec3 th\u1ea5y, ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m an to\u00e0n t\u00edn d\u1ee5ng, h\u1ea1n ch\u1ebf r\u1ee7i ro n\u1ee3 x\u1ea5u v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 ng\u00e2n h\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i n\u00ean r\u00e0 so\u00e1t l\u1ea1i danh m\u1ee5c t\u00edn d\u1ee5ng, \u0111\u1eb7c bi\u1ec7t c\u00e1c kho\u1ea3n vay li\u00ean quan \u0111\u1ebfn \u0111\u1eb7t c\u1ecdc, gi\u1eef ch\u1ed7 hay \u0111\u0103ng k\u00fd v\u1ecb tr\u00ed \u0111\u1ed1i v\u1edbi d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n ph\u00e1p l\u00fd. C\u00f2n \u0111\u1ed1i v\u1edbi ph\u00eda ng\u01b0\u1eddi d\u00e2n c\u1ea7n th\u1eadn tr\u1ecdng khi k\u00fd k\u1ebft <em>V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn<\/em>; ch\u1ec9 th\u1ef1c hi\u1ec7n c\u00e1c h\u00ecnh th\u1ee9c \u0111\u1eb7t c\u1ecdc, giao d\u1ecbch v\u1edbi \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi, t\u01b0 v\u1ea5n khi d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c c\u00f4ng khai, \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V\u00e0o ng\u00e0y 20\/10\/2025, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam Chi nh\u00e1nh Khu v\u1ef1c 2 (\u201cNg\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc\u201d) \u0111\u00e3 ban h\u00e0nh V\u0103n b\u1ea3n s\u1ed1 5553\/KV2-TTRA ph\u00e1t \u0111i c\u1ea3nh b\u00e1o \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u00ean \u0111\u1ecba b\u00e0n TP. H\u1ed3 Ch\u00ed Minh v\u00e0 t\u1ec9nh \u0110\u1ed3ng Nai, y\u00eau c\u1ea7u t\u1ea1m d\u1eebng vi\u1ec7c cho vay \u0111\u1ec3 thanh [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1132","post","type-post","status-publish","format-standard","hentry","category-tin-tuc"],"acf":[],"_links":{"self":[{"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=1132"}],"version-history":[{"count":3,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1132\/revisions"}],"predecessor-version":[{"id":1134,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/posts\/1132\/revisions\/1134"}],"wp:attachment":[{"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=1132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=1132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tin-associates.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=1132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}